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My Mortgage Blog — Latest Posts
What the Bank of Canada’s latest outlook means for interest rates
The Bank of Canada held its benchmark interest rate at 2.75% this week, marking its third straight hold in the current rate-cutting cycle. While the decision itself was widely expected, the...
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Refinancing Your Mortgage: When Does It Make Sense?
Refinancing a mortgage can be a smart financial move, but it isn’t always the right choice for everyone. In Canada, refinancing means replacing your existing mortgage with a new one, often with...
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Buying a Vacation Property in Atlantic Canada: What to Know
Owning a vacation property in Atlantic Canada is a dream for many, offering a mix of stunning coastal scenery, charming towns, and a slower pace of life. Whether you’re drawn to Nova Scotia’s rugged...
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How Self-Employed Canadians Can Qualify for a Mortgage
Being your own boss has many advantages, but when it comes to qualifying for a mortgage in Canada, self-employed individuals often face unique challenges. Traditional lenders typically look for...
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