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My Mortgage Blog — Latest Posts
What the Bank of Canada’s latest outlook means for interest rates
The Bank of Canada held its benchmark interest rate at 2.75% this week, marking its third straight hold in the current rate-cutting cycle. While the decision itself was widely expected, the...
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Top Mistakes to Avoid When Getting a Mortgage in Canada
Getting a mortgage is one of the most significant financial decisions most Canadians will make. The process can be complex, and even small missteps can cost you time, money, or the chance to secure...
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10 Ways to Improve Your Credit Score Before Buying a Home in Canada
A strong credit score is one of the most important factors in securing a mortgage with favourable terms. Lenders use your credit score to gauge how reliably you manage debt, and even a small increase...
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How Self-Employed Canadians Can Qualify for a Mortgage
Being your own boss has many advantages, but when it comes to qualifying for a mortgage in Canada, self-employed individuals often face unique challenges. Traditional lenders typically look for...
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