If you’re thinking about trading Toronto traffic for ocean breezes, you’re not alone. Over the last few years, more and more Ontarians have packed up their lives and headed east — not just for affordability, but for lifestyle. I should know — I made the move myself.
After years of living and working in Ontario, both as a Realtor and a corporate bookkeeper, I made the leap to Nova Scotia. Now, as a mortgage broker serving clients across the province, I work with others who are making the same decision. Here’s what the move was really like — the good, the challenges, and what you need to know if you’re considering doing the same.
Why People Are Leaving Ontario
Let’s be honest: Ontario is a fantastic place to live — but it’s also expensive, especially when it comes to real estate. For many first-time buyers or retirees, the dream of owning a home has started to feel out of reach. That’s where Nova Scotia comes in.
Here are a few reasons people are making the move:
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More affordable housing
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Slower pace of life
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Close-knit communities
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Natural beauty — ocean views, forests, and trails galore
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Work-from-home flexibility
The Housing Market: Ontario vs. Nova Scotia
Coming from Ontario, the real estate prices in Nova Scotia might feel like a breath of fresh air. You can often get significantly more house (and land!) for your money. But — and this is important — the market here is heating up too. Since the pandemic, demand has grown, especially in areas like Halifax, the South Shore, and the Annapolis Valley.
Pro tip: Get pre-approved early. Just because prices are lower doesn’t mean competition is gone. Sellers here are savvy, and multiple offers are common in hot areas.
The Lifestyle Shift
The biggest surprise? How quickly life slows down — and how good that can feel. People here take time to chat at the grocery store. There’s less hustle, and more balance. If you’re used to the rush of city life, it might take some adjusting… but once it settles in, it’s hard to imagine going back.
Expect:
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Slower commutes (or none, if you work remotely)
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Friendly neighbors who actually wave
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Local markets, small businesses, and seasonal festivals
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Space — both physically and mentally
Things I Wish I Knew Before Moving
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Property Taxes Vary Widely – Don’t assume they’ll be lower than in Ontario. It depends on the municipality.
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Oil Heating Is Common – Not every home has natural gas. Ask questions during your home search.
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Internet Isn’t Equal Everywhere – If you’re working remotely, check coverage before falling in love with that farmhouse in the middle of nowhere.
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The Job Market Is Smaller, but Growing – If you’re not self-employed or remote, plan ahead for job prospects.
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Community Matters – Getting involved locally makes the transition smoother. Say yes to the invite. Go to the town market. Join a group.
Final Thoughts (and a Little Mortgage Advice)
Moving provinces is a big life change — and a financial one too. If you’re considering a move from Ontario to Nova Scotia, your first step should be speaking to a mortgage professional who understands both markets. Rules, lenders, and processes can vary slightly, and a little planning goes a long way.
If you’re already dreaming about coastal life and a home with space to breathe, know this: it’s doable. And it might just be the best move you’ll ever make.